ABOUT

Encompass Mortgage is the most efficient and

simplest way to manage buying a home.


We Are:

Local

One Office...

Serving All of Alabama

Proactive

Always Taking a Hands-On Approach to the Process

Experienced

Our Industry Experience = Your Positive Loan Experience

Ethical

We Recommend What Works Best For Your Financial Goals


HOW WE WORK

The loan process can be intimidating, but experience and communication allow us to make the process quick and simple for you.  Before you know it, you'll have a mortgage that meets your financial goals!


STEP ONE -- Apply Now! Getting Started is Easy

Whether you are refinancing or being pre-approved to purchase a home, the first step is to complete your loan application.  When you apply online you can securely attach supporting documents such as bank statements and tax returns.  Click on your loan officer below to get started online or by downloading our application form!

 

STEP TWO -- Meet with Your Loan Officer

When we have your application in hand, we will order your credit report - we pull a report combining scores specifically for the mortgage industry from Experian, Equifax, and TransUnion.  Your loan officer will then call you to discuss your loan options.

 

STEP THREE -- Gather Paperwork

Additional documentation will be necessary as the requirements for a home loan are continually changing, so your Loan Officer will be in regular contact with you while completing your loan file. 

 

STEP FOUR -- Close on Your Loan!

Anchor Mortgage will coordinate with the loan closing team (either a closing attorney or an escrow / title company) in order to make your purchase go smoothly.  You’ll sign the final papers at their office.

 

Simple, Straightforward, Cost Effective, and FAST!

VICKI WILLIAMS

President & Loan Officer

REBA CURTIS

Loan Officer


Apply now for a better mortgage experience through Encompass